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🏆 PA Awards x3 • FCA No. 226918
There’s no right or wrong motivation, just a goal worth planning for properly.
Plan ahead so retirement happens on your terms, not by necessity.
Understand what you may need to support the lifestyle you want.
Make informed decisions about how your pension savings are managed.
Build greater clarity around your finances before you finish working.
Our financial advisers are highly qualified to understand the ever-changing pension world. We take a lot of time to get to know your plans for retirement and what you expect from your lifestyle after you finish work. We then consider the existing policies that you have, and whether these will be enough to meet your objectives.
We will meet with you and look at your current affairs, before producing a tailored recommendation to plan out how you’ll best meet your needs and wants for your future. Here’s a few of the services that we offer, depending on your requirements:
- Consolidating all pensions into one pot
- Using pensions as a business exit strategy
- Helping to understand your pensions
- Determining which pension will best suit you
- Finding out your options for retirement
Making the most of your pension requires careful consideration of where your money is invested and the options available to you. At Matthew Douglas, we combine independent financial advice with our own ongoing investment research to help clients make informed decisions about their retirement savings.
Our team regularly analyses the investment market to identify suitable opportunities and uses this research to build independent model portfolios. These portfolios are designed around different levels of investment risk, helping us recommend an approach that is appropriate for each client rather than relying on a single investment strategy.
Being independent also gives us the freedom to consider a wide range of pension and investment products from across the market. We are not tied to a particular provider or restricted to a small selection of options, allowing our recommendations to be based on what we believe is most suitable for our clients.
As with any investment, the value of your pension investments can fall as well as rise, and you may get back less than you originally invested. Independent financial advice can help you understand these risks and make more informed decisions about your money.
Pensions and retirement planning are a core part of what we do. Speak to our team today to find out how our independent advice could help you make more of your retirement savings.
The value of investments can go down as well as up, and you could get back less than you originally invested. That’s exactly why independent advice matters: before you commit to anything, we make sure every risk is clearly explained and every question answered.
Director / Independent Financial Adviser
Company Director • Independent Financial Advisor
Independent Financial Advisor
It is never too early to start planning for retirement. The sooner you understand what pensions, savings and investments you already have in place, the more time you have to make adjustments if needed. Retirement planning can also be valuable if you are approaching retirement and want a clearer picture of your options.
The amount you need will depend on the lifestyle you want, your regular outgoings, when you plan to retire and any other sources of income you may have. A financial adviser can help you review your circumstances and understand whether your current pension and savings arrangements are likely to support your plans.
Depending on the pensions you hold, you may have several options for accessing your retirement savings, including taking an income, withdrawing lump sums or purchasing an annuity. Each option has different benefits, risks and tax considerations, so it is important to understand how they could affect your finances over the longer term.
Combining pensions can make them easier to manage and may provide access to different investment options or charges. However, transferring a pension is not always the right choice, particularly if an existing pension includes valuable benefits or guarantees. Independent financial advice can help you understand whether consolidation would be suitable for your circumstances.
Free • no obligation • we’ll come back to you within one work day
🏆 PA Awards x3 • FCA No. 226918
Our qualified independent financial advisors from our Haleigh team are on hand to help you with your retirement planning.
Paul Hardy
Independent Financial Advisor• Matthew Douglas Ltd
Prefer to talk now? Call 01473 927072 (Mon–Fri, 9–5) or visit us at Wheatsheaf House, 4 High Street, Hadleigh, IP7 5AP.