The ever-changing world of pensions can seem daunting, but here at Matthew Douglas, we’re here to help make it as simple and easy as possible.

Whether it’s changing legislation, or the fact that you may have several different pension pots from various employers, there’s certainly a lot to consider to make sure that your pensions will support the retirement you’re hoping for.

Retirement & Pension Planning
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"I found them via Unbiased; their services and advice are first rate; the team has an in depth knowledge which inspires confidence and gives reassurance when deciding major financial plans for my retirement. I have no hesitation in recommending Matthew Douglas Ltd. for the best financial advice and planning."

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Submitted by Vincent

How our pension process works

Our financial advisers are highly qualified to understand the ever-changing pension world. We take a lot of time to get to know your plans for retirement and what you expect from your lifestyle after you finish work. We then consider the existing policies that you have, and whether these will be enough to meet your objectives.

We will meet with you and look at your current affairs, before producing a tailored recommendation to plan out how you’ll best meet your needs and wants for your future. Here’s a few of the services that we offer, depending on your requirements:

  • Consolidating all pensions into one pot
  • Using pensions as a business exit strategy
  • Helping to understand your pensions
  • Determining which pension will best suit you
  • Finding out your options for retirement
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Assessing your level of risk

Alongside your end objectives, we’ll also consider the level of risk that you’re willing to take. There is no right or wrong – we’ll simply go with whatever you’re most comfortable in doing.

For clients that are happy to accept a level of investment risk to attract higher potential returns on their pension fund, we design and maintain a range of model portfolios for you to choose from.

Independent financial advice comes with many benefits

To ensure that our portfolios are the very best they can be, we regularly run our own in-house research and analysis of the various investments available in the market, and combine these to create an independent model portfolio. Each of these models will differ slightly to cater for various risk levels, to suit all clients.

At Matthew Douglas, we see great benefit from being independent. This means that we are able to research and recommend a very wide range of pensions that could be ideal for our clients to use, rather than having to limit ourselves to just a few options.

It’s important to understand that the value of your investment can go down as well as up, meaning that you may get back less than what you initially invested. With this in mind, it’s never been more important to seek independent financial advice before taking out any savings or investment products, so that the risks can be clearly explained to you before you make a decision.

Pensions are a key part of our service – we are experts in the field. Get in touch today to see how we can help you make the most from your money.

It’s important to understand that there is an element of risk

We will also explain to you that there is a risk that your value of investments may go down as well as up – you could get back less than what you originally invested. It’s always important to seek independent financial advice before taking out any savings or investment product, so the relevant risks can be clearly highlighted and any questions can be answered.

Our expert team of financial advisers are on hand to help you make the right decisions for you and your funds. Contact us today to begin your investment journey!

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