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🏆 PA Awards x3 • FCA No. 226918
There’s no right or wrong motivation, just a goal worth planning for properly.
Look beyond a single lender and consider a wider range of products that could suit your circumstances.
Let an adviser research suitable lenders and mortgages rather than comparing everything yourself.
Get a clearer picture of your borrowing position before progressing with your property plans.
Have someone available to answer questions and help move your mortgage application forward.
We start by understanding what you are looking to achieve and the financial circumstances behind your mortgage application. This includes discussing your income, deposit, existing commitments, borrowing requirements and the type of property or mortgage you are considering.
Our advisers can then research the mortgage market to identify products that match your circumstances. We will talk you through the options, explain the relevant costs and features and help you understand why a particular mortgage may be suitable before an application is made.
Our mortgage advice can help if you are:
- Buying your first property
- Moving to a new home
- Remortgaging an existing property
- Considering a buy-to-let mortgage
- Employed or self-employed
- Looking for suitable mortgage protection
- Seeking help with related services such as conveyancing
The lowest advertised rate is not automatically the most appropriate mortgage for every borrower. Arrangement fees, mortgage terms, repayment options, eligibility requirements and the overall cost of borrowing can all affect whether a particular product is suitable.
Our advisers look at your circumstances as a whole when considering the mortgages available to you. This can be particularly useful if your situation is less straightforward, such as being self-employed, having a particular type of income or needing a mortgage that accommodates specific plans for the future.
Once you decide how you would like to proceed, we can also support you with the application itself. Buying or refinancing a property involves several stages and different parties, so having an adviser familiar with your case can make it easier to understand what is required and what happens next.
You can receive Matthew Douglas’s mortgage advice at its offices, at home, at your workplace or over a video call, depending on what is most convenient.
The service does not have to end once a mortgage has been selected. Your borrowing requirements may change as your circumstances develop, so reviewing your mortgage towards the end of a deal or following a significant change can help establish whether your existing arrangement continues to meet your needs.
Whether you are preparing to buy a property, approaching the end of your current mortgage deal or simply want to understand the options available, our mortgage advisers can help you work out the next step.
The value of investments can go down as well as up, and you could get back less than you originally invested. That’s exactly why independent advice matters: before you commit to anything, we make sure every risk is clearly explained and every question answered.
Director / Independent Financial Adviser
Independent Financial Advisor
Independent Financial Advisor
A mortgage broker can assess your circumstances, research available mortgage products and recommend an option suited to your borrowing requirements. They can also explain the different costs and features involved and provide support with your application, reducing the amount of research and administration you need to manage yourself.
Yes. Matthew Douglas provides mortgage advice to first-time buyers as well as home movers, people remortgaging and buy-to-let borrowers. An adviser can help you understand how much you may be able to borrow, what costs to consider and the steps involved in applying for your first mortgage.
Yes. Being self-employed does not prevent you from applying for a mortgage, although lenders can have different requirements when assessing income and affordability. Matthew Douglas specifically provides mortgage advice for both employed and self-employed clients
It can be useful to review your options before your existing mortgage deal comes to an end rather than waiting until the final moment. This gives you time to understand what products may be available, consider whether your requirements have changed and decide whether switching to a new deal may be appropriate.
Free • no obligation • we’ll come back to you within one work day
🏆 PA Awards x3 • FCA No. 226918
Our qualified independent financial advisors from our Haleigh team are on hand to help you with your retirement planning.
Paul Hardy
Independent Financial Advisor• Matthew Douglas Ltd
Prefer to talk now? Call 01473 927072 (Mon–Fri, 9–5) or visit us at Wheatsheaf House, 4 High Street, Hadleigh, IP7 5AP.